ꯚꯥꯗꯥ ꯔꯁꯤꯗ › HRA ꯒꯤ ꯚꯥꯗꯥ ꯔꯁꯤꯗ

HRA ꯀ꯭ꯂꯦꯃꯒꯤꯗꯃꯛ ꯚꯥꯗꯥ ꯔꯁꯤꯗ

ꯅꯍꯥꯛꯀꯤ ꯁꯦꯂꯔꯤꯗ House Rent Allowance (HRA) ꯂꯩꯔꯕꯗꯤ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛ ꯚꯥꯗꯥ ꯌꯨꯃꯗ ꯂꯩꯔꯕꯗꯤ, HRA ꯒꯤ ꯁꯔꯨꯛ ꯑꯃ ꯏꯅꯀꯝ ꯇꯦꯛꯁ ꯂꯩꯇꯕ ꯑꯣꯏꯕ ꯌꯥꯏ꯫ ꯅꯍꯥꯛꯀꯤ ꯏꯝꯞꯂꯣꯌꯔꯅ ꯚꯥꯗꯥꯒꯤ ꯈꯨꯗꯝ ꯎꯔꯕ ꯃꯇꯨꯡꯗꯈꯛ ꯀꯥꯟꯅꯕ ꯑꯗꯨ ꯄꯤꯏ, ꯑꯃꯁꯨꯡ ꯚꯥꯗꯥ ꯔꯁꯤꯗꯁꯤꯡ ꯑꯁꯤ ꯃꯔꯨꯑꯣꯏꯕ ꯈꯨꯗꯃꯅꯤ꯫

ꯅꯍꯥꯛꯀꯤ ꯏꯝꯞꯂꯣꯌꯔꯅ ꯀꯔꯤ ꯍꯥꯏꯕꯒꯦ

• ꯅꯍꯥꯛꯅ ꯀ꯭ꯂꯦꯝ ꯇꯧꯔꯤꯕ ꯊꯥꯁꯤꯡꯒꯤ ꯚꯥꯗꯥ ꯔꯁꯤꯗꯁꯤꯡ, ꯌꯨꯝ ꯃꯄꯨꯅ ꯁꯥꯏꯟ ꯇꯧꯔꯕ꯫
• ꯆꯍꯤ ꯑꯃꯒꯤ ꯃꯄꯨꯡ ꯚꯥꯗꯥ ₹1,00,000 ꯗꯒꯤ ꯍꯦꯟꯂꯕꯗꯤ ꯌꯨꯝ ꯃꯄꯨꯒꯤ PAN꯫ ꯃꯁꯤ ꯂꯩꯇꯔꯕꯗꯤ ꯏꯝꯞꯂꯣꯌꯔꯅ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯃꯁꯤꯗꯒꯤ ꯍꯦꯟꯕ HRA ꯊꯥꯗꯣꯀꯄ ꯌꯥꯍꯜꯂꯣꯏ꯫
• ꯚꯥꯗꯥ ꯑꯦꯒ꯭ꯔꯤꯃꯦꯟꯠ: ꯏꯝꯞꯂꯣꯌꯔ ꯀꯌꯥꯅ ꯍꯥꯏ, ꯑꯃꯁꯨꯡ ꯀꯔꯤꯒꯨꯝꯕ ꯑꯣꯏꯔꯕꯁꯨ ꯂꯩꯕ ꯑꯐꯕꯅꯤ꯫
• Form 124 (April 2026 ꯗꯒꯤ Form 12BB ꯒꯤ ꯃꯍꯨꯠ ꯁꯤꯟꯂꯕ) ꯅꯠꯔꯒꯥ ꯅꯍꯥꯛꯀꯤ ꯏꯝꯞꯂꯣꯌꯔꯒꯤ ꯃꯁꯥꯒꯤ ꯐꯣꯔꯃꯗ ꯗꯤꯀ꯭ꯂꯦꯔꯦꯁꯟ ꯑꯃ, ꯚꯥꯗꯥ, ꯌꯨꯝ ꯃꯄꯨꯒꯤ ꯃꯤꯡ, ꯑꯦꯗ꯭ꯔꯦꯁ, PAN ꯑꯃꯁꯨꯡ ꯌꯨꯝ ꯃꯄꯨꯒ ꯅꯍꯥꯛꯀꯤ ꯃꯔꯤ ꯂꯤꯁ꯭ꯠ ꯇꯧꯗꯨꯅ꯫

ꯏꯝꯞꯂꯣꯌꯔꯁꯤꯡꯅ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯈꯨꯗꯝ ꯑꯁꯤꯁꯤꯡ January ꯗꯒꯤ March ꯐꯥꯑꯣꯕ ꯈꯣꯃꯖꯤꯜꯂꯤ꯫ ꯇꯥꯡ ꯃꯥꯡꯍꯜꯂꯕꯗꯤ, ꯏꯝꯞꯂꯣꯌꯔꯅ ꯅꯍꯥꯛꯀꯤ HRA ꯊꯥꯗꯣꯀꯄ ꯂꯩꯇꯕꯒꯨꯝꯅ ꯇꯦꯛꯁ ꯀꯠꯏ꯫ ꯅꯍꯥꯛꯀꯤ ꯃꯁꯥꯒꯤ ꯏꯅꯀꯝ ꯇꯦꯛꯁ ꯔꯤꯇꯔꯟꯗ ꯍꯧꯖꯤꯛꯁꯨ ꯀ꯭ꯂꯦꯝ ꯇꯧꯕ ꯌꯥꯏ, ꯑꯗꯨꯕꯨ ꯈꯨꯗꯝ ꯑꯗꯨꯃꯛ ꯁꯦꯝ ꯁꯥꯗꯨꯅ ꯊꯝꯒꯗꯕꯅꯤ꯫

ꯑꯔꯤꯕ ꯔꯤꯖꯤꯝ ꯅꯠꯔꯒꯥ ꯑꯅꯧꯕ ꯔꯤꯖꯤꯝ: ꯃꯁꯤꯅ ꯄꯨꯝꯅꯃꯛ ꯂꯦꯞꯄꯤ

ꯑꯅꯧꯕ ꯔꯤꯖꯤꯝ ꯑꯁꯤ ꯗꯤꯐꯣꯜꯇꯅꯤ꯫ ꯃꯁꯤꯗ HRA ꯊꯥꯗꯣꯀꯄ ꯂꯩꯇꯦ, ꯃꯔꯝ ꯑꯗꯨꯅ ꯚꯥꯗꯥ ꯔꯁꯤꯗꯅ ꯅꯍꯥꯛꯀꯤ ꯁꯦꯂꯔꯤꯗꯒꯤ ꯀꯠꯄ ꯇꯦꯛꯁ ꯍꯟꯊꯍꯜꯂꯣꯏ꯫ ꯃꯈꯣꯌꯅ ꯑꯔꯤꯕ ꯔꯤꯖꯤꯝ ꯈꯅꯔꯕꯗꯈꯛ ꯃꯇꯦꯡ ꯄꯥꯡꯏ꯫ ꯅꯍꯥꯛꯅ ꯍꯦꯟꯅ ꯋꯥꯡꯕ ꯚꯥꯗꯥ ꯄꯤꯔꯕꯗꯤ ꯑꯃꯁꯨꯡ ꯍꯣꯝ ꯂꯣꯟ ꯏꯟꯇꯔꯦꯁ꯭ꯠ, ꯏꯟꯁꯨꯔꯦꯟꯁ, PPF ꯑꯃꯁꯨꯡ ꯑꯁꯤꯒꯨꯝꯕ ꯗꯤꯗꯛꯁꯅꯁꯤꯡ ꯂꯩꯔꯕꯗꯤ, ꯑꯔꯤꯕ ꯔꯤꯖꯤꯃꯗ ꯇꯦꯛꯁ ꯍꯟꯊꯕ ꯌꯥꯏ; ꯅꯠꯇ꯭ꯔꯕꯗꯤ ꯑꯅꯧꯕ ꯑꯗꯨ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯐꯩ, ꯃꯔꯃꯗꯤ ꯑꯅꯧꯕ ꯔꯤꯖꯤꯃꯗ ₹12 ꯂꯥꯈ ꯔꯣꯝ ꯐꯥꯑꯣꯕ (ꯁ꯭ꯇꯦꯟꯗꯔꯗ ꯗꯤꯗꯛꯁꯟ ꯂꯩꯕ ꯁꯦꯂꯔꯤ ꯐꯪꯕ ꯃꯤꯁꯤꯡꯒꯤꯗꯃꯛ ₹12.75 ꯂꯥꯈ) ꯏꯅꯀꯃꯗ ꯇꯦꯛꯁ ꯂꯩꯇꯦ꯫ ꯏꯝꯞꯂꯣꯌꯔꯗ ꯀꯔꯝꯕ ꯄꯥꯝꯕꯒꯦ ꯍꯥꯌꯗ꯭ꯔꯤꯉꯩꯗ ꯑꯅꯤꯃꯛ ꯊꯤꯗꯣꯛꯄꯤꯌꯨ, ꯅꯠꯔꯒꯥ ꯑꯦꯀꯥꯎꯟꯇꯦꯟꯇꯗ ꯍꯪꯕꯤꯌꯨ꯫

ꯑꯈꯟꯅꯕ ꯃꯇꯃꯁꯤꯡ

• ꯃꯃꯥ-ꯃꯄꯥꯗ ꯄꯤꯕ ꯚꯥꯗꯥ꯫ ꯅꯍꯥꯛꯅ ꯇꯁꯦꯡꯅꯃꯛ ꯄꯤꯔꯕꯗꯤ, ꯃꯃꯥ ꯅꯠꯔꯒꯥ ꯃꯄꯥꯅ ꯌꯨꯝ ꯑꯗꯨ ꯄꯥꯏꯔꯕꯗꯤ ꯑꯃꯁꯨꯡ ꯃꯈꯣꯌꯒꯤ ꯃꯁꯥꯒꯤ ꯇꯦꯛꯁ ꯔꯤꯇꯔꯟꯗ ꯚꯥꯗꯥ ꯑꯗꯨ ꯏꯅꯀꯝ ꯑꯣꯏꯅ ꯎꯠꯂꯕꯗꯤ ꯌꯥꯏ꯫ ꯈꯨꯗꯝ ꯂꯩꯅꯕ ꯕꯦꯡꯛꯇꯒꯤ ꯄꯤꯌꯨ꯫ April 2026 ꯗꯒꯤ, ꯆꯍꯤ ꯑꯃꯗ ꯚꯥꯗꯥ ₹1,00,000 ꯗꯒꯤ ꯍꯦꯟꯂꯕꯗꯤ HRA ꯗꯤꯀ꯭ꯂꯦꯔꯦꯁꯟ (Form 124) ꯗ ꯌꯨꯝ ꯃꯄꯨꯒ ꯅꯍꯥꯛꯀꯤ ꯃꯔꯤꯁꯨ ꯍꯥꯌꯒꯗꯕꯅꯤ꯫
• ꯅꯍꯥꯛꯀꯤ ꯅꯨꯄꯥ ꯅꯠꯔꯒꯥ ꯅꯨꯄꯤꯗ ꯄꯤꯕ ꯚꯥꯗꯥ꯫ ꯅꯨꯄꯥ-ꯅꯨꯄꯤ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯄꯨꯟꯅ ꯂꯩꯃꯤꯟꯅꯕꯅ ꯃꯔꯝ ꯑꯣꯏꯗꯨꯅ ꯇꯦꯛꯁ ꯗꯤꯄꯥꯔꯠꯃꯦꯟꯇꯅ ꯌꯥꯝꯅ ꯀꯌꯥꯗ ꯌꯥꯗꯦ꯫ ꯑꯍꯥꯅꯕꯗ ꯑꯦꯀꯥꯎꯟꯇꯦꯟꯇꯗ ꯍꯪꯕꯤꯌꯨ꯫
• ꯐ꯭ꯂꯦꯠ ꯑꯃꯗ ꯃꯤ ꯑꯅꯤ ꯁꯦꯌꯔ ꯇꯧꯕ꯫ ꯈꯨꯗꯤꯡꯃꯛꯅ ꯃꯈꯣꯌꯒꯤ ꯚꯥꯗꯥꯒꯤ ꯁꯔꯨꯛꯀꯤꯗꯃꯛ ꯃꯁꯥꯒꯤ ꯔꯁꯤꯗ ꯁꯦꯝꯏ꯫
• ꯊꯥ ꯑꯃꯗ ₹50,000 ꯗꯒꯤ ꯍꯦꯟꯕ ꯚꯥꯗꯥ꯫ ꯚꯥꯗꯥꯗ ꯂꯩꯕ ꯃꯤ, ꯃꯤꯑꯣꯏ ꯑꯃꯃꯃꯛ ꯑꯣꯏꯔꯕꯁꯨ, ꯚꯥꯗꯥꯗꯒꯤ TDS ꯀꯠꯇꯨꯅ ꯗꯤꯄꯣꯖꯤꯠ ꯇꯧꯒꯗꯕꯅꯤ꯫ ꯍꯧꯖꯤꯛꯀꯤ ꯔꯦꯠ ꯑꯃꯁꯨꯡ ꯐꯣꯔꯃꯒꯤꯗꯃꯛ ꯑꯦꯀꯥꯎꯟꯇꯦꯟꯇꯗ ꯍꯪꯕꯤꯌꯨ꯫
• ꯁꯦꯂꯔꯤꯗ HRA ꯂꯩꯇꯕ (ꯃꯁꯥꯃꯛ ꯊꯕꯛ ꯇꯧꯕ ꯅꯠꯔꯒꯥ HRA ꯄꯦꯒꯤ ꯁꯔꯨꯛ ꯅꯠꯇꯕ): ꯑꯔꯤꯕ ꯔꯤꯖꯤꯃꯗ ꯚꯥꯗꯥꯒꯤꯗꯃꯛ ꯇꯣꯉꯥꯟꯕ, ꯑꯄꯤꯛꯄ ꯗꯤꯗꯛꯁꯟ ꯑꯃ ꯂꯩ꯫ ꯅꯍꯥꯛꯅ ꯐꯪꯒꯗ꯭ꯔꯥ ꯍꯥꯌꯕ ꯑꯦꯀꯥꯎꯟꯇꯦꯟꯇꯅ ꯍꯥꯌꯕ ꯉꯝꯒꯅꯤ꯫

ꯉꯥꯛꯂꯕꯥ ꯃꯑꯣꯡꯗ ꯚꯥꯗꯥ ꯄꯤꯕ

ꯕꯦꯡꯛ ꯇ꯭ꯔꯥꯟꯁꯐꯔ ꯅꯠꯔꯒꯥ UPI ꯅ ꯔꯁꯤꯗ ꯈꯨꯗꯤꯡꯃꯛꯀ ꯃꯥꯟꯅꯕ ꯈꯨꯗꯝ ꯊꯃꯖꯤꯜꯂꯤ꯫ ꯀꯦꯁ ꯌꯥꯏ, ꯑꯗꯨꯕꯨ ꯇꯦꯛꯁ ꯗꯤꯄꯥꯔꯠꯃꯦꯟꯇꯅ ꯀꯩꯗꯧꯉꯩꯗꯁꯨ ꯍꯪꯂꯕꯗꯤ, ꯔꯁꯤꯗ ꯑꯁꯤꯈꯛ ꯅꯍꯥꯛꯀꯤ ꯈꯨꯗꯃꯅꯤ, ꯑꯃꯁꯨꯡ ₹5,000 ꯗꯒꯤ ꯍꯦꯟꯕ ꯀꯦꯁꯀꯤꯗꯃꯛ ꯔꯁꯤꯗꯇ ꯔꯦꯚꯦꯅꯨ ꯁ꯭ꯇꯥꯝꯞ ꯃꯊꯧ ꯇꯥꯏ (ꯚꯥꯗꯥ ꯔꯁꯤꯗꯇ ꯔꯦꯚꯦꯅꯨ ꯁ꯭ꯇꯥꯝꯞ ꯌꯦꯡꯕꯤꯌꯨ)꯫